Lauren’s Areas of Concentration are:

  • Estate Planning

            - Wills and Trusts
            - Powers of Attorney
            - Living Wills

  • Elder Law

            - Medicaid Planning
            - Nursing Home Planning
            - Asset Protection

  • Guardianships
  • Estate Administration
  • Real Estate Transactions

Education and Professional Licenses:

  • Juris Doctor - Widener University School of Law, Harrisburg, Pennsylvania
  • Bachelors of Arts - Pennsylvania State University, Pennsylvania
  • Admitted to practice law before all PennsylvaniaCourts of Common Pleas, the Pennsylvania Superior Court and the Pennsylvania Supreme Court

Tonilyn’s Areas of Concentration are:

  • Divorce
  • Custody
  • Visitation 
  • Support
  • Adoptions
  • Guardianships   
  • Grandparents’ Visitation
  • Social Security Disability
  • Estate Planning / Elder Law

Lauren Cascino Presser


Tim has been practicing in Cambria County since 1982.

Tonilyn Chippie Kargo

Professional Associations,

Memberships & Awards:

  • Cambria County Bar Association - Board of Managers
  • Pennsylvania Bar Association - Elder Law Section
  • Cambria-Somerset Estate Planning Council
  • National Academy of Elder Law Attorneys
  • Pennsylvania Academy of Elder Law Attorneys

Education and Professional Licenses:

  • Juris Doctor - Barry University School of Law, Orlando, Florida
  • Bachelor of Science - Saint Francis University, Loretto, Pennsylvania
  • Admitted to practice law before all Pennsylvania Courts of Common Pleas, the Pennsylvania Superior Court and the 

          Pennsylvania Supreme Court.

  • Admitted to The Florida Bar

Tim’s Areas of Concentration are:

  • Estate Planning

            - Wills and Trusts
            - Powers of Attorney
            - Living Wills

  • Elder Law

            - Medicaid Planning
            - Nursing Home Planning
            - Asset Protection

  • Estate Administration
  • Real Estate Transactions
  • Small Business& Corporations /

          Limited Liability Companies

Professional Associations, Memberships & Awards:

  • Cambria County Bar Association

           - Past President

  • Pennsylvania Bar Association

           - Elder Law Section

  • Cambria-Somerset Estate Planning   

          Council - Past President

  • SuperLawyer® in Elder Law

          2005, 2013, 2014, 2015 

Timothy M. Ayres


Lauren has been in practice since 2008. She joined The Law Firm of Timothy M. Ayres after returning to Johnstown in 2013.

Professional Associations, Memberships & Awards:

  • Cambria County Bar Association
  • Somerset County Bar Association
  • Pennsylvania Bar Association - Family Law Section


Tonilyn joined The Law Firm Of Timothy M. Ayres in 2009, after spending the previous 8 years in Harrisburg, Pennsylvania

Education and Professional Licenses:  

  • Juris Doctor Degree - Thomas M. Cooley

          School of Law, Lansing, Michigan 

  • Bachelor of Science - Jacksonville

          University, Jacksonville, Florida

  • Associate Degree - Brandywine

         College (now Widener University),
         Wilmington, Delaware

  • Admitted to practice law before

          all Pennsylvania Courts of Common        

          Pleas, the Pennsylvania Superior Court,

          the Pennsylvania Commonwealth Court,
          and the Pennsylvania Supreme Court.

  • Admitted to practice law in the U.S. District Court, U.S. Third Circuit Court of

          Appeals, and the U.S. Supreme Court.